Working With Cross Mortgage

We offer consumer and commercial mortgages exclusively for financial and real estate professionals. We also accommodate those customers whose banks wish to keep them as a client but can not offer them the appropriate financing at this time.

We are able to work with all types of credit situations and have access to private money for specialized or “hard money” situations. We are always upfront with everyone and provide realistic expectations.

How To Choose the Right Mortgage for Your Clients

With all the different programs available, choosing the right mortgage for your client can be an overwhelming challenge. Knowing where to start and what to listen for will help you to choose the right program for your client.

Working with us, we can help you advise your clients on which types of financing is right for them based on the answers to the following questions:

• How long the person is potentially planning on living in the home they are purchasing or is it simply an investment property?
• How much money does your client have to put down on the loan?
• Are your clients properly prepared for retirement?
• Are your clients properly prepared for their children’s education?
• How are your clients’ other finances constructed?
• Does your client have a high tolerance for risk?
• Your client's age?
• And lastly, and most important, what is your client's debt-to-income ratio?

Together and separately, all the above factors taken into consideration are very crucial to determining the proper mortgage for your client.

Call us. We will consult with you free of charge to determine what program is right for your client and if we are right for you. The only critical information we will require is situational details regarding your client. With this information, our time together will provide you with a general idea of the program to pursue and how we may be of service to you and your client.

We hope that you will give us the opportunity to meet with you soon. We will show you that we are the best choice for your needs as a respected professional.

Did you know that if your business permits, you might be able to receive compensation directly from us? We may be able to credit money to your client to reduce closing costs. Ask us about this when we meet. You'll be glad you did.

Thank you very much for your time and interest. We look forward to meeting with you in the near future.

 

*If you were referred to this website by a financial professional, please reference their name, so that we may give credit when you e-mail or call us. We would really appreciate it as we always like to properly thank those who support our continued efforts in their behalf.